BPI Rewards Card

Earn BPI Rewards Points that you can use for shopping credits, gift vouchers, airline miles, and more.

Easily earn and redeem rewards

Whether you're shopping, dining, or traveling, earn rewards points for GCs, miles, and more with BPI Rewards Cards.

Travel, shopping, and dining deals

Use your BPI Rewards Card to shop, dine, and travel for a more rewarding experience. Discover lots of discounts and freebies via the Oh My Deals! App.

Earn more points for more rewards

Rack up points from purchases you make anywhere in the world, whether online or in-store. Every Php 35 spend earns you 1 BPI Rewards Point.

Vybe by BPI

Track points conveniently with Vybe by BPI

View, track, and redeem your points in real-time through the Vybe app. More reasons to love this card

Enjoy flexible payment terms

Stretch your payment terms up to 36 months as you enjoy Real 0% Special Installment Plan (S.I.P.), Buy Now Pay Later, and additional installment limit with Bonus Madness Limit.

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Save while you shop abroad

Always use your card abroad to enjoy one of the lowest foreign transaction service fees of just 1.85%.

Get free travel insurance

Be insured for free whenever you travel for up to Php 2 million when you book your flights using your card.

Redeem rewards your way

With our wide selection of rewards, you can redeem your accumulated, non-expiring points for shopping credits, shopping eGCs, dining eGCs or miles, and more. View the complete list of rewards here.

Get cash anytime

Convert your credit limit to cash and pay it in installment up to 36 months. You can also avail of Cash Advance and withdraw up to 30% of your available credit limit.

Oh My Deals! by BPI Cards With the new OMD! app, you can discover all the amazing BPI Card deals with just a few taps. LEARN MORE Don't miss out on the latest promotions

Valid until Oct 20, 2024

The Coffee Bean and Tea Leaf Promo

Enjoy up to 50% off with your BPI and Robinsons Bank Card.

Restaurants

Valid until Sep 30, 2024

Laneige Promo

Enjoy a free Perfect Renew Set and 15% off with your BPI Credit, Debit, or Prepaid Card and.

Shopping and essentials

Valid until Sep 30, 2024

Kenshin Japanese Yakiniku Promo

Enjoy 10% off with your BPI Credit, Debit, or Prepaid Card.

Restaurants

VIEW MORE PROMOTIONS Tools and services

Rates and fees

BPI Credit Card terms and conditions

BPI AutoCharge

Ready to get your new credit card? Apply online or visit a BPI branch near you. Frequently asked questions

What are the requirements to apply for this card?

Identification documents issued by the Government of the Republic of the Philippines including its political subdivisions, agencies and instrumentalities (e.g., PhilID, ePhilID, National ID, Passport, Driver’s License, etc.)
Company ID issued by private entities or institutions registered in BSP, SEC or IC

2. Proof of income or copy of your credit card statement from another bank.

How much is the annual fee for my BPI Rewards Card?

The annual membership fee is free on the first year and Php 1,550 on the second year and onwards.

What can I redeem using my BPI Rewards Points?

Choose from a wide range of rewards from airline miles, shopping credits, dining vouchers, and gift certificates from various partners. We have exciting rewards that fit your everyday lifestyle.

How can I get proof of the travel insurance coverage?

Simply call the 24-hour BPI Contact Center at (+632) 889-10000 (all areas with 02 area code) or 1-800-188-89100 (domestic toll-free for PLDT) and submit your Itinerary Receipt (travel ticket) with the following transaction details:

BPI Credit Card type
Credit card number
Transaction date and amount

Turn around time for travel insurance policy requests is 7 banking days.

How do I earn BPI Rewards Points using my BPI Rewards Card?

Every Php 35 spend earns one (1) BPI Rewards Point which you can accumulate and exchange for exciting reward items.